Bundle-26 Radiance Scallop Top Frameless 1" Bevel Wall Mirror (Set of 2) Size: 24" x 35", Hardware Finish: Polished Nickel

Special Price!!! Bundle-26 Radiance Scallop Top Frameless 1" Bevel Wall Mirror (Set of 2) Size: 24" x 35", Hardware Finish: Polished Nickel

Oct 31, 2011 18:32:27

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Bundle-26 Radiance Scallop Top Frameless 1" Bevel Wall Mirror (Set of 2) Size: 24" x 35", Hardware Finish: Polished Nickel Overview

[***INCLUDED IN THIS SET: (2)Radiance Scallop Top Frameless 1" Bevel Wall Mirror] Size: 24" x 35", Hardware Finish: Polished Nickel Shown with Oil Rubbed Bronze Hardware When seeking a clean contemporary look, Radiance Tilt Frameless Wall Mirrors Shine! All with full Bevel Mirrors, and a wide range of sizes to fit your needs. Each mirror is equipped with decorative tilt mounting brackets. Features: -Radiance Tilt collection -Scallop top frameless wall mirror -Available in 3 sizes -Decorative tilt mounting brackets available in polished brass, polished chrome, polished nickel, satin nickel, or oil rubbed bronze -1'' bevel mirror -Mounting brackets will add 4.5'' to the overall mirror width -Brackets project 3.25'' from wall -Tilt mounting brackets and mirror trim are made of solid brass -Care: Clean with mild soap and water -One year warranty -Overall Dimensions for Mirror: -Overall Dimensions for Shelf: 5'' H x 24'' W

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5 Ways to Maximize Cash Flow From Customer AR

In the 5 minutes it will take you to read this article 56 new businesses will file for bankruptcy according to statistics from the US Bankruptcy court.

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** In the two years leading up to America's current banking crisis, business bankruptcy filings had
already increased by 81%.

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** Nearly 60% of small businesses surveyed by the US Treasury Dept. in F4Q 2008 reported that their revolving lines of credit had been either cancelled or restricted within the previous 120 days.

** 3.4 million jobs have been shed in the past 12 months as businesses struggle to bring expenses in line with revenue.

** Intense pricing competition spurred by decreased consumer spending is eroding profit margins in many industries.

This cascade of events has created a business phenomenon that I refer to as VENDOR-LENDOR SYNDROME, in which the lines between your company's actual credit terms and the cash needs of your customer blur. Put simply, if a company has ,000 in available AP but has ,000 in vendor receivables due this month, someone has to lose - the losers are, in fact, financing the payments that are made.

Bottom line, in this economy your AR personnel are facing the same stiff competition that your salespeople
face, only after the sale.

The reality for every business that provides its products or services on an open credit basis is that a sale isn't complete until payment is received. Obviously, the sooner your invoices are paid the healthier your cash flow will be. So, the challenge lies in finding ways to maximize your accounts receivable to the benefit of your cash flow without alienating your customers in the process.
# 1 CREATE A FORMAL POLICY

Any discussion about minimizing your invoice-to-payment cycle, commonly known as your company's DSO, must begin with an examination of the internal policies that drive your company's customer communication and collection efforts. In fact, two of the top 10 most common reasons that businesses struggle with internal collection efforts are 1) the absence of a formal collection policy and, 2) lack of expertise or training for AR staff tasked with recovery.

I once heard a colleague say to a group of business owners attending a conference on best practices: "If you don't have a formal collection policy, don't worry, your customers will write one for you...although you may not like the terms they give themselves".

Obviously his comment was meant tongue in cheek. However, hidden within the humor is a powerfully simple message that becomes even more prophetic in a worsening economy. Designing an effective collection policy does not need to be an overly complicated endeavor, especially when you remind yourself that collecting customer AR is nothing more than a different form of customer communication. Your efforts should incorporate the three basic aspects of effective communication that you probably already use in your initial sales process; Continuity of contact, consistency of message, and solicitation of feedback.

The simplest way to approach this is to treat your AR personnel like they were new salespeople for your company, even to the extent that they should be assigned collection goals or quotas.

When employees don't know what to do next, they often do nothing at all"

To ensure proficiency, management should provide all AR personnel with:

1. An action timeline that outlines what steps to take at specific intervals in the process
2. Pre-formatted letter templates
3. Call scripts to guide them through their customer contacts
4. Training on how to resolve pricing or product disputes
5. Guidelines for establishing partial payment arrangements to keep cash flowing from
customers with financial difficulties

Like any other skill set, AR personnel will also benefit greatly from initial and ongoing training and practice sessions. Training does not need to be any more complicated than reaffirming:

1. What actions should they take
2. At what point in time
3. The proper tone for each call
4. What is their goal at each step

These simple steps will reduce your DSO and ensure a uniform customer experience during the collection process to avoid customer alienation.

#2 PRICING DISCOUNTS

Some savvy business managers have recently begun revisiting a tried and true payment incentive in the form of dynamic pricing discounts, otherwise known as early payment discounts. In essence, vendors utilizing this strategy provide their clients with a financial incentive to pay early. The most common enticement is the 2% 10day-Net 30. This arrangement provides customers with the ability to take a 2% discount if the invoice is paid on or before 10 days from the date of sale. Some basic math demonstrates that this 2% discount is equivalent to a 36% return for customers that buy often and regularly take advantage of this offer.

Even a 1% discount will provide your customers with an 18% rate of return. The real power of this strategy is that it allows you the flexibility of discounting some or all of your receivables. Even if you cherry-pick the clients to which this offer is extended (best credit/largest volume) you can bolster your cash liquidity and strengthen your customer loyalty.

# 3 INVOLVE SALES STAFF

In most cases the person within your organization that has the best rapport with your customer is your sales representative. In fact, there is generally no person better situated to demonstrate to prospective and
current customers the value of early payment discounts. Similarly, a salesperson with strong client rapport can be a company's best collection leverage when there is a noticeable shift in a customer's historical payment pattern. Salespeople that make face to face sales calls have the added benefit of being able to visually inspect your customer's showroom or warehouse.

Are there suddenly a new supplier's products on the shelves while your invoices have aged beyond terms? Train your sales staff to be your eyes and ears in the field and you'll be amazed by how their surveillance will help you improve customer relationships...and your cash flow. Just like your AR personnel, your sales team will benefit from additional training on credit worthiness and customer payment patterns. You can further press the point home by introducing a program to "charge back" sales commissions on accounts that age 60 days or more past terms.

# 4 STREAMLINE PAYMENTS

"The check's in the mail"

We've all heard this one a million times. In fact, when I conduct cash flow audits for my clients one of the first things I inspect is their methodology for collecting payment. Sadly, in most cases I find that the common postage stamp is still king of their cash flow. Think about it this way... by its very nature, snail mail adds 3-5 days to your DSO from the time your customer actually signs your check! Since your goal is to minimize your DSO, you will need to go in another direction.

"American businesses lose billions of dollars in cash flow each year due to delayed customer payments...and they are doing it.44 cents at a time"

To learn more I recently interviewed Bill Pette of Regal Technologies (www.regaltek.com) based out of Severna Park, MD. His company is one of the nation's leading providers of hosted payment solutions, which are secure online payment pages managed and hosted by a third party. According to Mr. Pette, "This type of payment solution allows companies to accept credit card and ACH (electronic business check processing) payments from their customers 24/7. Not only does this allow them to avoid mail delays, but the ACH process also clears checks and funds their account up to 80% faster than brick and mortar banks...all from their current website"

Beyond the customer convenience of truly being able to pay today, there is also a substantial cost saving potential for companies that currently process a large amount of credit card payments. As opposed to losing 2-3% of your gross revenue to credit card processing fees, ACH providers generally only charge.25 to.30 cents per item to clear a check electronically regardless of the check amount. Beyond the per-item transaction fee, you should expect to pay a low monthly account fee around -, making this type of service a bargain no matter who does the math. Even checks that do still show up via snail mail can be converted and cleared electronically without the need to ever deposit the physical check. For customers that you put on payment plans, you can even set up a recurring charge/debit by using a simple, singlepage
authorization form. As they say on TV, "set it (once) and forget it". As you might imagine, there are a number of legal mandates and compliance issues that oversee this type of transaction, which is why it's almost universally an outsourced service.

# 5 MONETIZE YOUR INVOICES

Also known as accounts receivable financing, this business concept traces its roots back to the mid 18th century according to a recent article published by The Wall Street Journal, which states: "For hundreds of years, cash-strapped companies have hired people or companies known as factors to advance them funds based on money owed by customers. But with interest rates sometimes exceeding 30% or 40% annually and tales of unsavory business practices, this small corner of finance is considered by many to be a funding source of last resort."

However, a new wave of tech-savvy entrepreneurs have revolutionized this outdated concept and turned it into a gold mine for companies who want to bolster their cash flow. These services have found a devoted following, particularly in the small to mid-sized business segment where companies have the hardest time obtaining traditional revolving lines of credit. Among the leaders of this reinvented industry is a New Orleans-based company, The Receivables Exchange. Company executives describe their business model as "eBay for receivables" as their online auction format borrows heavily from the familiar eBay bidding and "buy it now" features. In its new incarnation, companies can select as few or as many invoices at a time to post on TRE's online auction website for funding. These receivables are then bid on anonymously by a group of fully vetted funding sources which include hedge funds, mutual funds, and private equity groups that have been drawn to the exchange by the low risks involved. These auctions tend to close quickly -
many on the first day - and all auctions are concluded within 72 hours. Funds are then wired to the seller the very next business day. The costs to the seller generally average only 3-4%, which makes this option both convenient and affordable. Most importantly, all transactions are completely transparent to the seller who has the ability to set minimum and maximum parameters and the customer whose invoice was used for financing is never made aware of that fact.

FINAL THOUGHTS

While each of the suggestions previously outlined has the ability to impact your cash flow, there will always be a small percentage of customer accounts that won't respond to your enticements or recovery efforts. That's when most companies traditionally enlist the assistance of a 3rd-party collection agency, and there are literally thousands of agencies in the nation to choose from. Most vendors consider collection agency involvement as an action of last resort because of the high agency commission rates (generally 30-50%) and the intrinsic damage to their customer relationships caused by agency threats and harassment.

"Your financially distressed customers need a solution, not harassment"

However, recent years have seen an emergence of a new generation of innovative agency owners that are divesting from traditional collection tactics in favor of recovery strategies that are more solution-based from the "debtor" perspective. This tact reduces the adverse affect on your customer relationships and can dramatically increase overall collection success rates.

5 Ways to Maximize Cash Flow From Customer AR

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Special Price!!! Bundle-26 Radiance Scallop Top Frameless 1" Bevel Wall Mirror (Set of 2) Size: 24" x 35", Hardware Finish: Polished Nickel

Oct 31, 2011 18:32:25

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Bundle-26 Radiance Scallop Top Frameless 1" Bevel Wall Mirror (Set of 2) Size: 20" x 30", Hardware Finish: Oil Rubbed Bronze

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Oct 30, 2011 20:25:41

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Bundle-26 Radiance Scallop Top Frameless 1" Bevel Wall Mirror (Set of 2) Size: 20" x 30", Hardware Finish: Oil Rubbed Bronze Overview

[***INCLUDED IN THIS SET: (2)Radiance Scallop Top Frameless 1" Bevel Wall Mirror] Size: 20" x 30", Hardware Finish: Oil Rubbed Bronze Shown with Oil Rubbed Bronze Hardware When seeking a clean contemporary look, Radiance Tilt Frameless Wall Mirrors Shine! All with full Bevel Mirrors, and a wide range of sizes to fit your needs. Each mirror is equipped with decorative tilt mounting brackets. Features: -Radiance Tilt collection -Scallop top frameless wall mirror -Available in 3 sizes -Decorative tilt mounting brackets available in polished brass, polished chrome, polished nickel, satin nickel, or oil rubbed bronze -1'' bevel mirror -Mounting brackets will add 4.5'' to the overall mirror width -Brackets project 3.25'' from wall -Tilt mounting brackets and mirror trim are made of solid brass -Care: Clean with mild soap and water -One year warranty -Overall Dimensions for Mirror: -Overall Dimensions for Shelf: 5'' H x 24'' W

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Wall Mount Accessories - Have You Thought of These?

So many times I have been contacted by my web site enthusiasts interested in knowing what is available in different and unusual wall decor. They want some information on wall decor that will set them apart from the usual boring "Same old, same old."

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They also say that they would like to decorate their walls in a way that would express themselves as individuals who don't necessarily follow the crowd. They ask for my suggestions of what I believe to be tastefully and uncommonly artful wall decor.

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For some time I researched their need and after careful study, I have come up with some suggestions that just might help them out. Keep in mind that when it comes to wall decor, there are unlimited directions that one could pursue.

Because I have limited space here on this page, I will give some examples of what I believe to be unusual wall decorations. From there I hope to get the imaginations of those of you who are looking for this information, a sort of kick start to your own exploration of unexpected wall decor.

So I started out by locating Metal Wall Art and Sculptures. These are fascinating creations that will give the room a three dimensional artful appeal. There is something here that is sure to please anyone who is looking for different.

The first metal art I will go over with you is Laser Cut Metal Wall Art. From pieces sculpted into the shapes of suns, animals such as horses, deer, dolphins in tropical scenes, cowboy boots and hat, elk in forest scenes, butterfly and flowers, Azaleas with hummingbird and so much more laser cut metal wall art. You just have to go online to see for yourself how different and beautiful this art truly is.

Staying in metal wall art, the next pieces I found are called steel image wall art. This particular art form is produced from medium gauge steel. The image is then laser cut and formed into art. The steel is then hand brushed to a rich textured finish. The unique colors available are from a process called Kaleidikolor. The final process is powder coating to assure durability for both inside and outside wall hanging applications.

I found a variety of different topics made into Kaleidikolor art forms. Some of these topics included gecko metal art, different forms of sun and moon metal art, a variety of different trees such as Aspen and Aspen branches of different sizes, Hummingbird metal art, North American animals of the wilderness and so much more.

I don't have enough space here to provide you with all that is offered in this Kaleidikolor art. You'll have to go online and see for yourself all the magnificent metal Kaleidikolor art offered to truly appreciate this art form. There are literally hundreds of pieces in different topics to choose from.

Wall Planters are another form of wall art that will enhance the atmosphere of a room. These beautifully crafted plant holding devices are a welcome addition to the total presentation, giving the room in which they are displayed an elegant touch of harmony only nature's plant life can provide.

Most of your wall planters are made of Iron. Many of these iron wall planters are constructed of iron rods bent into artful shapes or crisscrossed and welded together to form wall planters of exquisite style. Some of this metal artwork has metal framework while others do not.

Other forms of metal wall planters have artfully curvaceous wall mounted hanging brackets with metal mesh baskets hung by artful chains. After you have securely anchored the bracket to the wall, all you have to do is put a plant into the hanging basket and enjoy the heavenly scent of fresh flowers in bloom.

Staying with metal wall planters, let's explore one more version. This version is called the Wall Mounted Planting Bowl. This is different from what I have written about so far.

These beautiful wall mounted planting bowls are cast iron molds. All these wall mounted planting bowls use cultural period designs and castings that once graced Europe's cities, towns and estates. The handcrafted detail of these wall mounted planting bowls brings out the extremely artful display of a bygone era.

For a more rustic look you can go with a wooden three shelf wall plant holder. This shelf wall plant holder has the look of a picket fence. If you have rooms in your home with a country or rural theme, then this shelf wall plant holder will fit in quite well.

My last example of is often overlooked, but should never be ignored. This wall mounted art gives you a world of possibilities.

Let me ask you, "When was the last time you switched on or switched off a light in a room of your home? Did you notice something different on the wall? Did you have a feeling that something magical happened every time you used the light switch on the wall?"

If not, then you probably haven't opened yourself up to the world of Wall Switchplates. Most people decorate rooms of their home without even thinking about what the right wall switchplates would do to enhance the room. Are you one of those?

Well, today I will educate you to what is available in wall switchplates. I'm sure this information will surprise most of you reading this. You probably have no idea on the enormous amount of themes that these small but room enhancing artifacts are available in.

Get ready to have your mind blown. Here are a few examples of the themes that wall switchplates are available in. You have Abstract, African, Animals/Farm, Animals/Pet, Animals/Wild, Antique, Art, Asian, Baroque, Beverages, Birds, Books/Letters, Borders, Caribbean, Celtic, Children's, Christian, Classic, Country, Dancing, European, Extra Functionality, Fantasy, Fish, Flowers/Plants, Fruit, Games, Geometric, Global Spirit, Grab Bag, Hearts, Holidays, Insects, Kitchen, Latin-American, Music, Ocean, Odd Shapes, Patterns, Retro, Rustic, Scrolls and Swirls, Solid Color, Southwestern, Speckled, Sports, Sun/Moon/Stars, Victorian, Western, Whimsical and Wine/Grapes to choose from.

As if that wasn't enough, you have colors to choose from. The colors offered are Beige/Brown, Black, Blue, Gray, Green, Ivory/Almond, Metallic, Multiple, Orange, Pink, Purple, Red, Teal, White and Yellow. Take your choice...

We're not done with wall switchplates yet. You also have a choice of finishes. Your choices when it comes to wall switchplate finishes are Antique Brass, Polished Brass, Satin Brass, Bronze, Dark Bronze, Oil Rubbed Bronze, Chrome, Satin Chrome, Copper, Mirror, Nickel, Satin Nickel, Pewter, Verdigris, Weathered Black, Weathered Rust, Distressed and Hammered. And we're not finished yet.

And now, you also have choices of what material your wall switchplate is made from. Here your choices are Aluminum, Brass, Ceramic, Decoupage, Masonite, Mirror, Pewter, Plastic, Polymer Clay on Plastic, Questech, Steel, Wood and Wrought Iron. Are you beginning to see the big picture?

Wall switchplates are a fascinating subject to study. Always take notes...

Well, there you have it. I attempted to introduce different and unusual wall mount accessories. These items are not your usual run-of-the-mill wall decorations. If you want to express yourself outside of the box, then go for it...

Wall Mount Accessories - Have You Thought of These?

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Special Price!!! Bundle-26 Radiance Scallop Top Frameless 1" Bevel Wall Mirror (Set of 2) Size: 24" x 35", Hardware Finish: Oil Rubbed Bronze

Oct 29, 2011 22:17:21

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>> Click here to update Cheapest prices for Bundle-26 Radiance Scallop Top Frameless 1" Bevel Wall Mirror (Set of 2) Size: 24" x 35", Hardware Finish: Oil Rubbed Bronze <<

Bundle-26 Radiance Scallop Top Frameless 1" Bevel Wall Mirror (Set of 2) Size: 24" x 35", Hardware Finish: Oil Rubbed Bronze Overview

[***INCLUDED IN THIS SET: (2)Radiance Scallop Top Frameless 1" Bevel Wall Mirror] Size: 24" x 35", Hardware Finish: Oil Rubbed Bronze Shown with Oil Rubbed Bronze Hardware When seeking a clean contemporary look, Radiance Tilt Frameless Wall Mirrors Shine! All with full Bevel Mirrors, and a wide range of sizes to fit your needs. Each mirror is equipped with decorative tilt mounting brackets. Features: -Radiance Tilt collection -Scallop top frameless wall mirror -Available in 3 sizes -Decorative tilt mounting brackets available in polished brass, polished chrome, polished nickel, satin nickel, or oil rubbed bronze -1'' bevel mirror -Mounting brackets will add 4.5'' to the overall mirror width -Brackets project 3.25'' from wall -Tilt mounting brackets and mirror trim are made of solid brass -Care: Clean with mild soap and water -One year warranty -Overall Dimensions for Mirror: -Overall Dimensions for Shelf: 5'' H x 24'' W

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Towel Bar with Shelf - Distressed Black Wood - Primitive, Country Rustic Home Decor

Special Price!!! Towel Bar with Shelf - Distressed Black Wood - Primitive, Country Rustic Home Decor

Oct 29, 2011 00:09:59

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Towel Bar with Shelf - Distressed Black Wood - Primitive, Country Rustic Home Decor Feature

Distressed Finish

Towel Bar with Shelf - Distressed Black Wood - Primitive, Country Rustic Home Decor Overview

Display your bathtowels on our Distressed Wood Towel Bar. The 3" high x 3"Deep x 21-1/2" wide bar even has a shelf on top to display your small collectables. Perfect for the bath or any room.

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Masterpiece Wall Curio in Distressed Vintage Oak

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Oct 28, 2011 02:02:25

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Masterpiece Wall Curio in Distressed Vintage Oak Feature

Vintage Oak
21"W, 6"D, 27½"H

Masterpiece Wall Curio in Distressed Vintage Oak Overview

1927001 Masterpiece represents Butler's hand-picked collection of lifestyle pieces for those with discriminating tastes... and a desire to be different. This collection is, above all, eclectic, offering a wide range of styles designed to provide bright accents for traditional to contemporary decors. Features: -Wall curio. -Masterpiece collection. -Distressed vintage oak finish. -Constructed of selected solid woods and wood products. -One glass framed door with antique brass finished hardware. -Two adjustable glass shelves with mirror back. -Curved glass sides. -Manufacturer provides 1 year warranty.

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Pine Wood Furniture is the Most Elegant Furniture

Pine trees could be the most abundant tree species in the world. Using and patronizing pine wood furniture is environmentally sustainable because it does not threaten the extinction of this species. Some companies manufacturing it label themselves as "Carbon Neutral" because they support and maintain tree plantations that help absorb ozone-depleting gases.

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Pines are endemic in the northern hemisphere and the tropical regions just above the equator. Nevertheless, some pine trees are found across the border of the southern hemisphere, specifically in Sumatra. Today, pine trees have become an invasive species in the southern hemisphere after massive plantations are established in the Latin America region, in Africa, and down beyond the equator until New Zealand and the Australian continent.

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A pine tree could grow as tall as 80 meters (average is 15-45 meters height) and could live in thousands of years. The oldest known standing tree is the Pinus longaeva, popularly known as the Great Basin Bristlecone Pine, found in Utah and eastern California. Scientist estimated that one of these trees, codename "Methuselah", is probably 4,700 years old and maybe the longest living creature in the face of the planet today.

Solid pine is high on demand because it could be used in a wide variety of furniture styles. It could be shaped in variety of forms and engraved intricately due to its fine and soft grain. Pinewood needs kiln drying to avoid warping and splitting, a normal tendency when exposed to severe temperature change. It is also a soft wood and thus vulnerable to scratches. That is why pinewood products are varnish-coated or waxed to protect its delicate surface.

Color, texture and grain of pinewood are highly diverse. It is almost impossible to find an exact match of wood color and pattern even if these are taken from two standing trees that grew side by side. As the tree gets older, the color of its wood turns deeper.

Utility and Design

Typically, furniture made of pinewood are beds, headboards, dress cabinets, drawers, kitchen cabinets, dining tables, chairs, open shelves, office desks, computer tables and other general use cabinets and shelves.

Traditional and antique-finished pinewood furniture is elegant in look but reasonable priced. Because Mexico is host of the largest diversity of the pine genus, Mexican rustic pinewood furniture is traditionally exported to the United Kingdom. This country style finished pinewood by Segusino, an established furniture brand catering to UK clients.

A technique known as "staining" is employed to create a worn look for country- style finished furniture. This is done by painting a substance to create a light, medium or dark look. Traditional designs prefer a darker shade and lesser sheen.

Care and Maintenance

To repair scratches in pine wood furniture, the surface of the damage area must be cleaned with damp cloth before removing the scratch using fine-grained sandpaper. Application of a little amount of white spirit in the periphery of the scratched surface before finally waxing to finish makes the stain blend as if there is no damage done. Buffing completes the repair procedure Solid wax prevents penetration of moisture in the pinewood. This prevents the occurrence of breaks and splitting of the nailed joints, a natural tendency in a pinewood material. Sealing in the joints with wood wax prolongs the life of the furniture.

Pine Wood Furniture is the Most Elegant Furniture

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Special Price!!! Wall Cabinet with Towel Holder

Oct 27, 2011 03:56:16

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Wall Cabinet with Towel Holder Feature

Wonderful Bathroom AccessoryGlass and Wood30 1/2 Inches Tall

Wall Cabinet with Towel Holder Overview

If you?re short storage space in the bathroom, this wall cabinet with towel holder can really take away the clutter from your vanity, and top of the toilet tank. The gently distressed white finish, and plain wood design, make it a perfect complement for many décor schemes, and the extras shelves will really help keep things organized. Glass, wood, silvertone hardware. Some assembly required. 24 1/3 x 9 x 30 ½ inches high.

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